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🇲🇾 Personal loans · Malaysia

Compare personal loans — then apply when it actually fits

Browse 31 products from Malaysian banks and lenders (public catalogue snapshot). See “from” rates and sample monthly figures, then continue to a secure partner apply flow. No invented rates. Not financial advice. Priceory is not the lender.

Use free tools Browse loan list Fit check Read guides
  • 31 products listed
  • 26 banks / lenders
  • Snapshot rates — confirm on apply
  • Affiliate disclosed

Why people use Priceory here

Competitors push “apply now.” We push decide well — then apply once.

Tools before pressure

Instalment, DSR room, card-vs-loan maths — free, private, in your browser.

Honest fit check

We’ll tell you to pause when a loan is a bad idea. That trust is the product.

Shortlist, don’t spray

Save up to 3 products, compare side by side, apply once — fewer CCRIS hits.

Money life, not only loans

Same home as smart multi-store grocery, cashback cards, and debt guides — one calm toolkit.

Free tools — know the numbers before you apply

Educational calculators only. Not a bank quote, not credit advice, not an approval. Use them to stress-test amount, rate, and monthly room — then confirm on the apply flow.

Monthly instalment estimate

Compare flat rate (common brochure) vs reducing balance (often closer to real amortising cost).

Tip: tap Use in calculator on any product card to prefill its catalogue “from” rate.

Personal loan products

Sorted by lowest published “from” rate. Sample monthly amounts are catalogue examples, not your offer.

Filters are guide rails from product names — not bank eligibility guarantees.

Monthly repayment examples on the source catalogue often assume a sample loan amount and tenure — not personalised to you.

AmBank Islamic

AmBank Islamic Personal Financing-i

Islamic
Profit Rate From 3.35% p.a.
Tenure over 2 years
Sample monthly* RM444.58
Compare & apply → Confirm live rate on apply
GXBank

GX FlexiCredit

Interest Rate From 3.78% p.a.
Tenure over 2 years
Sample monthly* RM448.17
Compare & apply → Confirm live rate on apply
AEON Bank

AEON Bank Personal Financing-i

Islamic
Profit Rate From 3.88% p.a.
Tenure over 2 years
Sample monthly* RM449
Compare & apply → Confirm live rate on apply
Co-opbank Pertama

Co-opbank Pertama Lestari Personal Financing-i (Private)

Islamic
Profit Rate From 3.99% p.a.
Tenure over 2 years
Sample monthly* RM449.92
Compare & apply → Confirm live rate on apply
CIMB

CIMB Cash Plus Personal Loan

Interest Rate From 4.38% p.a.
Tenure over 2 years
Sample monthly* RM453.17
Compare & apply → Confirm live rate on apply
Alliance Bank

Alliance Bank CashFirst Personal Loan

Interest Rate From 4.99% p.a.
Tenure over 2 years
Sample monthly* RM466.58
Compare & apply → Confirm live rate on apply
Alliance Bank

Alliance Bank CashVantage Personal Financing-i

Islamic
Profit Rate From 4.99% p.a.
Tenure over 2 years
Sample monthly* RM466.58
Compare & apply → Confirm live rate on apply
Al Rajhi

Al Rajhi Personal Financing-i

Islamic
Profit Rate From 5.27% p.a.
Tenure over 2 years
Sample monthly* RM464.75
Compare & apply → Confirm live rate on apply
Bank Muamalat

Bank Muamalat Cash-i SMART

Islamic
Profit Rate From 5.99% p.a.
Tenure over 2 years
Sample monthly* RM466.58
Compare & apply → Confirm live rate on apply
BSN

BSN MyRinggit Executive-1

Interest Rate From 6% p.a.
Tenure over 2 years
Sample monthly* RM466.67
Compare & apply → Confirm live rate on apply
MBSB

MBSB Private Sector-i

Islamic
Profit Rate From 6.29% p.a.
Tenure over 2 years
Sample monthly* RM469.08
Compare & apply → Confirm live rate on apply
Maybank

Maybank Personal Loan

Interest Rate From 6.5% p.a.
Tenure over 2 years
Sample monthly* RM483.33
Compare & apply → Confirm live rate on apply
Maybank Islamic

Maybank Islamic Personal Financing-i

Islamic
Profit Rate From 6.5% p.a.
Tenure over 2 years
Sample monthly* RM483.33
Compare & apply → Confirm live rate on apply
Bank Islam

Bank Islam Personal Financing-i Package

Islamic
Profit Rate From 7.15% p.a.
Tenure over 2 years
Sample monthly* RM476.25
Compare & apply → Confirm live rate on apply
Bank Islam

Bank Islam Personal Financing-i for Professional Program

Islamic
Profit Rate From 7.45% p.a.
Tenure over 2 years
Sample monthly* RM478.75
Compare & apply → Confirm live rate on apply
RHB

RHB Personal Financing

Interest Rate From 7.62% p.a.
Tenure over 2 years
Sample monthly* RM528.75
Compare & apply → Confirm live rate on apply
Bank Rakyat

Bank Rakyat Personal Financing-i for Pensioner

Islamic
Profit Rate From 7.8% p.a.
Tenure over 2 years
Sample monthly* RM481.67
Compare & apply → Confirm live rate on apply
AEON

AEON i-CASH Personal Financing

Islamic
Profit Rate From 7.92% p.a.
Tenure over 2 years
Sample monthly* RM482.67
Compare & apply → Confirm live rate on apply
AmBank Islamic

AmBank Islamic AmMoneyLine Facility-i

Islamic
Profit Rate From 8% p.a.
Tenure over 2 years
Sample monthly* RM483.33
Compare & apply → Confirm live rate on apply
Hong Leong

Hong Leong Personal Loan

Interest Rate From 8.5% p.a.
Tenure over 2 years
Sample monthly* RM487.50
Compare & apply → Confirm live rate on apply
HLB Islamic

HLB Islamic Personal Financing-i

Islamic
Profit Rate From 8.5% p.a.
Tenure over 2 years
Sample monthly* RM487.50
Compare & apply → Confirm live rate on apply
AmBank

AmBank AmMoneyLine

Interest Rate From 8.99% p.a.
Tenure over 2 years
Sample monthly* RM491.58
Compare & apply → Confirm live rate on apply
Bank Rakyat

Bank Rakyat Personal Financing-i Private

Islamic
Profit Rate From 9.41% p.a.
Tenure over 2 years
Sample monthly* RM495.08
Compare & apply → Confirm live rate on apply
UOB

UOB Personal Loan

Interest Rate From 9.99% p.a.
Tenure over 2 years
Sample monthly* RM508.25
Compare & apply → Confirm live rate on apply
First N Ever

First N Ever Personal Financing

Interest Rate From 12% p.a.
Tenure over 2 years
Sample monthly* RM516.67
Compare & apply → Confirm live rate on apply
Bank Islam

Bank Islam Personal Financing-i Non-Package

Islamic
Profit Rate From 12.82% p.a.
Tenure over 2 years
Sample monthly* RM523.50
Compare & apply → Confirm live rate on apply
Tambadana

Tambadana Personal Loan

Interest Rate From 15% p.a.
Tenure over 2 years
Sample monthly* RM958.33
Compare & apply → Confirm live rate on apply
Icon Everest Credit

Icon Everest Credit Personal Financing-i

Islamic
Profit Rate From 18% p.a.
Tenure over 2 years
Sample monthly* RM566.67
Compare & apply → Confirm live rate on apply
JCL

JCL i-Fund Personal Financing

Islamic
Profit Rate From 18% p.a.
Tenure over 2 years
Sample monthly* RM566.67
Compare & apply → Confirm live rate on apply
instaDuit

instaDuit Personal Loan

Interest Rate From 18% p.a.
Tenure over 2 years
Sample monthly* RM566.67
Compare & apply → Confirm live rate on apply
IVC

IVC Personal Loan

Interest Rate From 18% p.a.
Tenure over 2 years
Sample monthly* RM566.67
Compare & apply → Confirm live rate on apply

Showing 31 of 31 products. *Sample monthly figures come from the public catalogue and may assume a standard amount/tenure.

Compare & apply →

Partner apply flow · bank terms apply · tracked for Priceory

Built for trust, not hype

Product cards help you compare — they are not a promise of approval or a personal quote.

Real product list

We show public catalogue cards (bank, product, from-rate) — not empty marketing fog.

Honest limits

“From” rates and sample monthly figures are not personalised. Your offer may differ.

Fit before apply

We still push the when-to / when-not check — a low headline rate is not a green light.

Transparent money

If you apply via our partner link, Priceory may earn a commission — no extra cost to you.

Three steps. No drama.

01

Scan the list

Filter Islamic or search a bank. Sort is lowest published “from” rate first.

02

Check the fit

Purpose, monthly buffer, and debt discipline matter more than a pretty rate card.

03

Compare & apply

Continue to the partner flow for live eligibility, documents, and official terms.

Fit check — 60 seconds of honesty

Competitors optimise for applications. We optimise for fewer regrets. Answer four questions — get a clear next step (not a spam quiz).

Often makes sense

High-interest card balances

A structured loan can cost less than revolving credit — only if you stop new card spend.

One planned, essential expense

Medical, education, or critical home repair — with a written repayment plan.

Clear monthly capacity

You can pay the instalment every month and still keep a small emergency buffer.

Usually pause

Lifestyle or FOMO spending

Holidays, gadgets, or “treat yourself” debt is how temporary becomes permanent.

Stacking debt to fix debt

If you’re already drowning, get help first — a larger loan is not a strategy.

No behaviour change

Loan + continued credit-card minimums usually digs a deeper hole.

What to verify on apply

Total cost, not just monthly

Interest/profit, fees, and tenure together — a low instalment can still be expensive overall.

Flat rate vs real cost

Advertised “from” rates may use flat methods; effective cost can be higher. Confirm EIR / method on apply.

Eligibility & documents

Income, employment type, and credit history decide approval — not the brochure rate alone.

Early settlement rules

Know fees if you clear early. Ask before you sign.

Before you apply

  1. I can explain the purpose in one honest sentence
  2. Income − essentials − proposed instalment still leaves a buffer
  3. I’ve thought about total cost (not only the monthly amount)
  4. I’m ready to confirm rates and fees on the official apply flow
  5. If consolidating cards: I will stop new credit spend

Straight answers

Where do these loan products come from?

From a public personal-loan catalogue we snapshot for comparison. Figures can change — always confirm on the apply flow.

Why is the monthly amount the same shape for many cards?

Source catalogues often show a sample repayment for a standard amount/tenure. It is not a quote for your salary or DSR.

Does Priceory give loans?

No. Banks and licensed lenders issue loans. We help you compare and continue to a partner apply flow.

Do you earn money if I apply?

Yes — if you continue via our partner link and convert under their programme, Priceory may earn an affiliate commission.

Is this financial advice?

No. General education only. For serious distress, contact AKPK or a licensed adviser.

Personal loan guides

Same honest style as our card guides — read before you apply.

Guide First personal loan — beginners Purpose, documents, flat vs reducing, apply once. Open → Guide How to compare personal loans Shortlist max 3 — don’t get hypnotised by ‘from %’. Open → Guide Loan vs credit card Right tool for the job — not both by accident. Open → Guide Debt consolidation with a loan Only works if you freeze the cards. Open → Guide DSR & documents checklist What banks watch + papers by job type. Open → Guide Islamic personal financing-i Compare financing-i without myths. Open → Tools Credit card comparison If you need plastic discipline — not a loan. Open → Guide Credit card debt payoff Stop the bleed before more debt. Open →

Ready to compare with live bank options?

You’ve seen the catalogue snapshot. Continue when the checklist feels honest — eligibility and final rates are on the apply flow.

Compare & apply → Read debt payoff guide

Priceory is an independent comparison site. We do not issue loans or guarantee approval. Loan names, “from” rates, tenure labels, and sample monthly figures are taken from a public catalogue snapshot for education and comparison only — they may be incomplete, outdated, or not available for your profile. Bank products, rates, fees, and eligibility are confirmed only on the official apply flow. If you continue and apply via our partner link, we may earn an affiliate commission at no extra cost to you. This is not credit advice. If debt feels unmanageable, contact AKPK or a licensed adviser.