Same brands you trust · smarter multi-store prices
✓ Same pack matched ✓ Never settle lower quality ✓ Supermarkets + Shopee Live catalogue

🇲🇾 Malaysia credit cards · Priceory

Find a card you’ll keep — not a gift you’ll regret

35 cards · 17 banks. Free 60s finder, honest Free* / gift* labels, cashback maths tools, then apply once via secure partner. No email wall. No fake “best card forever” ranking.

Find my card → Cashback tools Browse all
35cards
17banks
Free*fee options
~60sfinder
  • No spam quiz email
  • Gifts* not guaranteed
  • Apply once mindset
  • Smart grocery + cards

Why choose Priceory (not another “best cards” clone)

Same partner rails as big sites — different brain.
01

Decide, then apply once

Multi-apply spam hurts CCRIS optics. We rank on this page first so you submit fewer times.

02

Honest Free* & gift* labels

If a gift needs min spend or year-2 fees sting, we say so. Hype without T&Cs is how people feel tricked.

03

Cashback maths before FOMO

Break-even fee + category cashback tools — so a shiny gift doesn’t beat real net ringgit.

04

Only us: trolley + plastic

Priceory is multi-store grocery optimization and cards. 1% cashback on an overpriced shelf is still a loss.

Card finder — ~60 seconds

Income + goals → ranked matches on this page. No email. No chatbot gauntlet.

1 · Monthly income
2 · What do you spend on? (1–3)

Free · no email · results stay on this page

Free tools competitors skip

Educational only · not a bank quote

Annual fee break-even

How much spend do you need at X% cashback to cover the fee?

— eligible spend / year to break even

Cashback estimate

Rough yearly cashback after fee (ignores caps — always read caps).

— net estimate / year

Apply-once rule

Banks see hard enquiries. Shopping five apps in one week is not a strategy.

  1. Finder → top 2–3 matches
  2. Run fee + cashback tools
  3. Confirm gift* / Free* T&Cs live
  4. Apply once
Start with finder → Gift honesty guide

Current free gifts*

Live RinggitPlus featurebox gifts* right now — HSBC: up to RM3,888 / RM500 TnG eWallet*; OCBC: Apple Watch*; UOB: up to RM8,888 / RM300 TnG eWallet*. Free* fees and cashback on top. Confirm T&Cs on apply.

See live offers →
HSBC: up to RM3,888 or RM500 Touch n Go eWallet credit OCBC: Apple Watch Ultra 3 or RM500 Touch n Go eWallet credit UOB: up to RM8,888 or RM300 Touch n Go eWallet credit

*Partner + bank campaigns. Approval, activation & min spend usually required. Confirm T&Cs on apply. Updated 2026-07-20.

All cards

35 · Free* · cashback · gifts*
UOB UOB Simple Card
UOB
UOB Simple Card
Gift* Free Up to 10%

Simple everyday cashback

Check eligibility
AmBank AmBank Cash Rebate Visa Platinum
AmBank
AmBank Cash Rebate Visa Platinum
Gift* Free Up to 10%

Cash rebate everyday

Check eligibility
Alliance Bank Alliance Bank Visa Platinum
Alliance Bank
Alliance Bank Visa Platinum
Gift* Free* Rewards up to 5x

Everyday rewards

Check eligibility
Maybank Maybank 2 Gold Cards
Maybank
Maybank 2 Gold Cards
Gift* Free Up to 5%

Treats + cashback suite

Check eligibility
Maybank Islamic Maybank Islamic Ikhwan Mastercard Gold Card-i
Maybank Islamic
Maybank Islamic Ikhwan Mastercard Gold Card-i
Gift* Free Up to 5%

Islamic everyday

Check eligibility
CIMB CIMB Cash Rebate Platinum Credit Card
CIMB
CIMB Cash Rebate Platinum Credit Card
Gift* Free Up to 5%

Cash rebate everyday

Check eligibility
Public Bank Public Bank Quantum Visa
Public Bank
Public Bank Quantum Visa
Gift* Free Up to 1%

Simple cashback

Check eligibility
Public Bank Public Bank Petron Visa Gold
Public Bank
Public Bank Petron Visa Gold
Gift* Free Up to 5%

Petrol cashback

Check eligibility
Affin Bank AFFIN DUO Visa Cash Back
Affin Bank
AFFIN DUO Visa Cash Back
Gift* Free* Up to 3%

Duo cashback

Check eligibility
Affin Bank AFFIN BHPetrol MasterCard
Affin Bank
AFFIN BHPetrol MasterCard
Gift* Free* Up to 10%

BHPetrol fuel

Check eligibility
AEON AEON Member Plus Visa Gold
AEON
AEON Member Plus Visa Gold
Gift* Free* Up to 8%

AEON retail & grocery

Check eligibility
Bank Islam Bank Islam Visa Platinum Credit Card-i
Bank Islam
Bank Islam Visa Platinum Credit Card-i
Gift* Free* Up to 5%

Islamic platinum

Check eligibility

Your shortlist

Compare up to 3 · share with family · apply once when ready.

Tap + Shortlist on cards above (max 3). Then copy a link for WhatsApp.
Check live offers for shortlist → Confirm Free* / gift* / caps on the partner page.

Before you apply — a calm checklist

30 seconds here keeps the whole journey happy.

Will I actually use this reward every month?

Pick a card that fits real spend (groceries, petrol, Grab) — happy rewards, not unused points.

Can I hit the welcome gift min spend?

Only count planned bills and shopping. Real spend = confident you can claim gifts*.

Am I okay with Free* conditions?

Free* often needs annual spend. Read it once — then enjoy the waiver with eyes open.

Am I applying once, or five times?

One strong match beats five rushed clicks. Your future self will thank you.

Quick rules smart applicants love

Match the card to your biggest spend

If most money goes to groceries + petrol, prioritise local cashback — not airline miles you never redeem.

Model the annual fee

A ‘free’ card with weak rewards can beat a premium card if you will not hit bonus tiers.

One primary + one backup

Primary for rewards categories; backup for acceptance and emergencies. Avoid stacking 5 cards with overlapping fees.

Apply where income is verified cleanly

Compare eligibility bands carefully, then apply once — multiple hard enquiries can hurt approval odds.

Ready — because you already decided?

Best path: finder → tools → shortlist 1–2 → confirm live gift* / Free* / caps → apply once. If you’re still guessing, scroll back up. That’s how Priceory stays better than “apply everything” sites.

Use finder first Run tools See live offers →
Choose your type (A / B / C) Compare paths, then shortlist cards.
Card types A·B·C Profile A–D Pay A debit · B credit · C e-wallet Cashback styles A·B·C Full compare table How to compare All guides Personal loans →
Still shopping groceries? Card rewards feel best after you pick the smarter multi-store shelf price.
Compare Milo Weekly basket Fuel prices

Promo note (updated 2026-07-20): Free gifts and sign-up offers are run by banks + application partners and change often (often weekly flash deals). Gift amounts above are from publicly listed partner campaigns as of the update date — they may require approval, activation, min spend, and new-to-bank status. Lucky-draw gifts are NOT guaranteed for every applicant. Always confirm on the live application page. Priceory is not the bank and does not issue gifts.

Editorial comparison for planning only — not financial advice. Fees, rates, rewards and eligibility change. Always confirm on the bank application page before you apply. Priceory may earn a commission if you use optional partner apply links, at no extra cost to you.